Biosimilar or Generic? How to Choose the Right Medication for Your Treatment

Biosimilar or Generic? How to Choose the Right Medication for Your Treatment
Dec, 27 2025 Kendrick Wilkerson

When you’re prescribed a new medication, you might hear your doctor or pharmacist mention biosimilar or generic as a cheaper alternative to the brand-name drug. At first glance, they sound the same-both save money. But they’re not interchangeable. Choosing the wrong one-or misunderstanding the difference-could affect how your treatment works, how often you refill, and even how much you pay out of pocket.

What’s the Real Difference Between Biosimilars and Generics?

Think of generics like copying a simple recipe. If the original drug is aspirin, the generic version has the exact same chemical formula, the same active ingredient, and works the same way in your body. It’s made in a lab using precise chemical reactions. That’s why the FDA can approve generics based on bioequivalence studies-showing they behave identically in your bloodstream.

Biosimilars are more like trying to recreate a complex cake made by a master baker. The original is a biologic drug-something like Humira or Enbrel-made from living cells, not chemicals. These drugs are huge, intricate proteins. Even tiny changes in how the cells are grown, how they’re purified, or how they’re stored can alter the final product. So a biosimilar isn’t an exact copy. It’s highly similar. And that’s not a loophole-it’s science.

The FDA requires biosimilars to undergo more than 100 analytical tests using tools like mass spectrometry and chromatography to prove they match the original in structure, function, and purity. Then they test them in animals and in small clinical trials. The goal isn’t perfection-it’s no clinically meaningful difference in safety or effectiveness.

Cost Savings: Generics Cut Prices by 80%. Biosimilars Cut by 15-20%.

If you’re looking to save money, generics are the clear winner. For drugs like atorvastatin (Lipitor) or metformin, you’re often paying 80-85% less than the brand name. That’s hundreds of dollars a month saved.

Biosimilars? They’re more modest. You’ll typically save 15-20% compared to the original biologic. That’s still meaningful-especially when the original costs $10,000 a year. A $2,000 savings on a cancer or autoimmune drug adds up fast. But it’s not the same as switching from a $200 brand to a $30 generic.

Why the gap? Making a generic is cheap-$2 to $3 million and a few years. Making a biosimilar? That’s $100 to $250 million and 8 to 10 years. The manufacturing is complex. The equipment is specialized. The quality control is extreme. That cost doesn’t vanish-it just gets shared.

When Can You Switch? It Depends on Your State and Drug Type

With generics, switching is easy. In 49 states, your pharmacist can swap a brand-name drug for a generic without asking you or your doctor-unless the doctor specifically says "dispense as written."

Biosimilars? Not so simple. Only those labeled "interchangeable" by the FDA can be switched at the pharmacy without a new prescription. As of 2025, only a handful of biosimilars have that status-like Semglee (insulin glargine) and Cyltezo (adalimumab). Even then, 28 states require the pharmacist to notify your doctor within 72 hours of the switch.

And if your drug isn’t interchangeable? Your doctor has to prescribe the biosimilar directly. No automatic swap. That means more paperwork, more calls, and sometimes delays.

Pharmacist giving a biosimilar insulin pen while a huge expensive brand-name vial looms behind.

Which Conditions Use Which Type?

Generics cover the basics: high blood pressure, cholesterol, diabetes, thyroid issues, infections. If it’s a small molecule you swallow or inject once a day, there’s probably a generic.

Biosimilars? They’re for the big guns. Drugs used to treat:

  • Rheumatoid arthritis (adalimumab, etanercept)
  • Crohn’s disease and ulcerative colitis (infliximab, vedolizumab)
  • Psoriasis and psoriatic arthritis
  • Breast cancer (trastuzumab)
  • Colorectal cancer (bevacizumab)
  • Diabetes (insulin glargine)
There are no generics for these. You can’t chemically synthesize a protein that’s 150,000 times heavier than aspirin. That’s why biosimilars exist-to bring down the cost of treatments that otherwise cost tens of thousands a year.

Are They Safe? Real-World Evidence Says Yes

A lot of patients worry: "If it’s not identical, is it safe?"

The answer is backed by data. A 2022 review of 128 studies involving over 38,000 patients with rheumatoid arthritis found no difference in effectiveness or side effects between biosimilar and brand-name infliximab. Another study in JAMA in 2019 looked at 47 trials comparing generics to brand-name heart drugs. The results? No difference in heart attacks, strokes, or deaths.

Even the FDA’s own adverse event tracking shows biosimilars have nearly identical safety profiles. For example, biosimilar infliximab had 0.12 adverse events per 100 patient-years. The original? 0.15. The difference isn’t statistically meaningful.

Real patient stories back this up. One woman in Brisbane switched from Humira to its biosimilar and saved $8,000 a year. Her joint pain didn’t return. A man with colon cancer switched to a bevacizumab biosimilar-his out-of-pocket cost dropped from $450 to $75 per infusion. His tumor markers stayed stable.

Still, some people feel uneasy. A 2022 survey found 42% of psoriasis patients were hesitant to switch to a biosimilar. Anxiety isn’t about science-it’s about trust. That’s why education matters.

What You Need to Know Before Switching

If your doctor suggests switching:

  1. Ask which type you’re switching to. Is it a generic? A biosimilar? An interchangeable biosimilar? Don’t assume.
  2. Check your insurance. Some plans push biosimilars because they’re cheaper. Others still favor the brand. Ask about formulary rules.
  3. Know your state’s rules. If you’re in Queensland, New South Wales, or Victoria, the rules about pharmacist substitution for biosimilars may differ slightly from U.S. law-but the same principles apply: only interchangeable products can be swapped without a new script.
  4. Ask about support programs. Many biosimilar manufacturers offer patient assistance-co-pay cards, nurse hotlines, even delivery services. Amgen, Pfizer, and Sandoz all have them.
  5. Monitor your symptoms. If you switch and feel worse, don’t assume it’s the drug. But don’t ignore it either. Talk to your doctor. It could be a reaction, a dosing issue, or just stress.
Patient jogging with cheap generic pill as a fancy brand-name pill looks on from a luxury car.

Why Don’t More People Use Biosimilars?

Despite the savings, only 35% of eligible patients in the U.S. get prescribed a biosimilar, according to a 2023 JAMA Internal Medicine study. Why?

  • Doctors don’t know enough. Only 58% of non-specialist physicians feel confident prescribing them.
  • Patent fights delay entry. Biologic companies file dozens of patents to block competition. On average, biosimilars enter the market 4.7 years later than they could.
  • Pharmacies aren’t set up. Biosimilars often come in different pens or injection devices. Pharmacists need training. Patients get confused.
  • Insurance doesn’t always help. Some plans still require step therapy-try the brand first, even if it costs more.
The tide is turning. The Inflation Reduction Act removed financial penalties for providers who use biosimilars in Medicare. That’s pushed usage up. By 2027, experts predict biosimilars will make up 45% of all biologic prescriptions-up from 22% in 2023.

Bottom Line: Don’t Fear the Alternative-Understand It

Generics and biosimilars aren’t "second-rate" drugs. They’re the result of decades of science, regulation, and cost-saving innovation. Generics are your go-to for common conditions. Biosimilars are your lifeline for expensive, life-changing biologics.

The key isn’t choosing one over the other. It’s knowing which one you’re getting-and why. If your doctor recommends a biosimilar, ask: "Is this interchangeable?" "What’s the evidence?" "Will my insurance cover it?"

You’re not just saving money. You’re gaining access to treatments that were once out of reach. That’s not a compromise. That’s progress.

Are biosimilars as safe as the original biologic drugs?

Yes. The FDA requires biosimilars to undergo extensive testing-including analytical studies, animal trials, and clinical trials-to prove they have no clinically meaningful differences in safety, purity, or effectiveness compared to the original. Real-world data from over 38,000 patients shows no increase in side effects or treatment failure when switching to a biosimilar. The FDA’s own adverse event reports show nearly identical safety profiles.

Can my pharmacist switch my brand-name drug to a biosimilar without asking me?

Only if the biosimilar is FDA-approved as "interchangeable" and your state allows pharmacy-level substitution. Even then, many states require the pharmacist to notify your doctor within 72 hours. If the biosimilar isn’t interchangeable, your doctor must prescribe it directly. You cannot be switched without your knowledge or consent unless the drug is labeled interchangeable and your state permits automatic substitution.

Why are biosimilars cheaper than the original but not as cheap as generics?

Because they’re far more complex to make. Generics are small molecules made with chemical synthesis-relatively simple and inexpensive. Biosimilars are large proteins made from living cells. Manufacturing requires specialized facilities, strict temperature controls, and years of development. The cost to bring one to market is $100-250 million, compared to $2-3 million for a generic. That’s why savings are 15-20%, not 80%.

Do I need to get blood tests after switching to a biosimilar?

Not because of the switch itself. If you were already getting regular blood tests to monitor your condition-like for rheumatoid arthritis or Crohn’s disease-you’ll likely keep doing them. But that’s because your disease requires monitoring, not because the biosimilar is riskier. Studies show no change in lab markers after switching. Your doctor will track your symptoms and disease activity, not your drug’s molecular structure.

What if I switch to a biosimilar and my symptoms get worse?

It’s unlikely the biosimilar caused it. Clinical trials and real-world data show no increase in treatment failure after switching. But if you notice new or worsening symptoms, talk to your doctor. It could be disease flare, stress, lifestyle changes, or even a different reaction to the injection device. Don’t assume it’s the drug. But don’t ignore it either. Your doctor can help determine if you need to switch back or adjust your treatment plan.

Are biosimilars approved in Australia?

Yes. The Therapeutic Goods Administration (TGA) in Australia approves biosimilars using standards similar to the FDA and EMA. Several biosimilars, including those for adalimumab, infliximab, and insulin glargine, are available in Australia. They’re listed on the Pharmaceutical Benefits Scheme (PBS), meaning they’re subsidized for patients. Access varies by prescription and condition, but they’re widely used in public hospitals and specialist clinics.

What Comes Next?

If you’re on a biologic right now, ask your doctor: "Is there a biosimilar available for my drug?" If you’re on a generic, know that your medication is just as effective as the brand. The system is working-cheaper options are here, backed by science.

Stay informed. Ask questions. Don’t let confusion stop you from saving money without sacrificing care. The future of affordable treatment isn’t about choosing between brand and cheap-it’s about choosing the right science for your body.

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